We're Expanding!

I am pleased to announce that effective October 10, 2008 First Clover Leaf Bank and Partners Bank will begin operating as one.  This is a very exciting event for both companies, for our employees and especially our clients.

When First Clover Leaf Bank and Partners Bank become fully integrated on October 18, 2008, we will join two highly compatible community banks.  Our merger will create a bank with enhanced experience and expertise.  Our greatest assets have always been our people, and by joining forces we have just made a huge increase in the quality of that asset.

Our goal is to continue delivering innovative, high-quality products and service to our clients.  To accomplish this, we will continue to offer the established products for our existing clients post merger.  We will simultaneously continue to explore opportunities to provide you with new products and enhanced customer service.  Safety and soundness are two standards on which we place an enormous emphasis when choosing products and services for our customers.  You can rest assured we will continue to hold steadfast in our commitment to operate a safe and sound bank.

What does all of this mean for you?

• One safe and sound community bank operating as First Clover Leaf Bank
• The same convenient branch locations to serve your needs
• The same products and services that you have been accustomed to receiving
• The same friendly faces and some new ones helping you with your financial needs and questions
• A commitment to offering innovative products and customer service

In the weeks ahead, we will do our best to keep you informed of important dates, changes and information you will need.  Rest assured this will be a gradual process, with no disruption to our customer service.  We want to continue working hard to earn your business, and want to personally thank you for your loyalty and support.  We look forward to serving your financial needs for years to come.

Sincerely,

Dennis M. Terry
President and Chief Executive Officer

Member FDIC.  Equal Housing Lender