First Clover Leaf Bank - Personal - Fraud Q&A

Identification Theft

Identification Theft
Identity theft is a serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. Identity theft can cost you time and money. It can destroy your credit and ruin your good name.
Common Ways ID Theft Happens: Skilled identity thieves use a variety of methods to steal your personal information, including: Dumpster Diving. They rummage through trash looking for bills or other paper with your personal information on it. Skimming. They steal credit/debit card numbers by using a special storage device when processing your card. Phishing. They pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information. Changing Your Address. They divert your billing statements to another location by completing a "change of address" form. "Old-Fashioned" Stealing. They steal wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information. They steal personnel records from their employers or bribe employees who have access. _{To view the rest of this pamphlet please} _{click here}_.
For more information on how to avoid ID Theft, please visit the Federal Trade Commission's website, here.
Equifax: 1-800-525-6285 Experian: 1-888-EXPERIAN (397-3742) TransUnion: 1-800-680-7289