| Smart Start Checking — Just for teens 14+ and young adults | |
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This is a great first checking account for working teens and young adults. It’s completely free when you sign up for e-statements and it saves you money as you use it. And, you get a free $25 iTunes card just for opening your account! Free Visa Debit Card – Most banks make you wait until you’re 18 to have a debit card. If you’re enterprising enough to earn money at 14, we think you’re ready to use one. Free $25 iTunes card – just for opening your Smart Start account! All you need to open your account is a $25 deposit – and your parent’s signature if you’re under 18. If you have a driver’s license, you can apply online. |
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| You must be at least 14 years old to open this account and receive a Visa Debit Card. If you are under 18, a parent or legal guardian will be required to be a co-owner on the account. This checking account will be a FREE checking account as long as you agree to receive an electronic bank statement. If not, a $5.00 monthly service charge will be applied. There is no minimum balance required to be maintained, but you must deposit at least $25.00 to open the account. You have unlimited check writing privileges. In addition, we will reimburse ATM fees charged by other banks up to $15.00 monthly account holders who are 25 years of age or younger. *Round Up Savings is only offered to First Clover Leaf Bank VISA debit cardholders. Your VISA debit card purchases will round up to the nearest dollar. ATM cards/transactions are not eligible. Transfers post as RUS or Round Up Savings, from your checking to your savings or money market at the end of each day. *First Clover Leaf Bank will match 10% of your Round Up Savings deposits for the first six months. The maximum total match per account is $200.00. The matched funds will be credited to your savings or money market account quarterly. Matching funds will be reported to the IRS on Form 1099. Fees may reduce earnings. Free $25 iTunes card given when account is opened. Limit one per customer. A 1099 will be issued for the $25 iTunes card. Apple is not a participant or sponsor of this promotion. This promotional offer may end at any time. Please see an account representative for further details. | |
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