Deposit Rates

Effective Date: Interest rates and annual percentage yields are current as of 
11/17/2011

*Minimum balance to earn annual percentage yield. A penalty may be imposed for early withdrawal. The APY is based on the interest compounding quarterly.  Interest Rates are subject to change daily.

**Requires a FCLB Checking Account.

*Minimum balance to earn the annual percentage yield.  The annual percentage yields based on a monthly compounding of interest.  Interest Rates are subject to Change Daily.  Fees may reduce earnings.
**The minimum balance to earn interest on the Regular Savings and Kids Club Savings is $1.00.  The minimum balance to earn interest on the Christmas Club Savings is $250.00. 

*Minimum balance to earn the annual percentage yield.  The annual percentage yields based on a monthly compounding of interest.  Interest Rates are subject to Change Daily.  Fees may reduce earnings. 

The annual percentage yield for the bonus rate for balances above $15,000.00 will range from 2.85% to .50%, depending on the balance in the account.
**The minimum balance to earn interest on a My Great Rate Checking and Silver Leaf Checking is $1.00.
***Other requirements apply, see a bank representative for details.

*Minimum balance to earn the annual percentage yield.  The annual percentage yields based on a monthly compounding of interest.  Interest Rates are subject to Change Daily.  Fees may reduce earnings. 
**The minimum balance to open a Gold Leaf Money Market is $1,000.00.

*Minimum balance to earn the annual percentage yield.  The annual percentage yields based on a monthly compounding of interest.  Interest Rates are subject to Change Daily.   Fees may reduce earnings.
The minimum balance to open a Health Savings Account is $25.00.

*Minimum balance to earn the annual percentage yield.  The annual percentage yields based on a monthly compounding of interest.  Interest Rates are subject to Change Daily.   Fees may reduce earnings.
The minimum balance to open a Business Money Market is $1,000.00.

Loan Rates

For mortgage and home equity rates, visit our Mortgage Center. 
 

*Annual Percentage Rate (APR) is based off of the current interest rate, a documentation fee of $78.00, and assumes a loan amount of $25,000.00.  Interest rates are subject to change daily.